Central Bank Rate: 4.00%
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Loan Apps Dhivehi Raajjeyge Jumhooriyya

5 Verified Lenders • From 15.0% APR

Central Bank Rate 4.00%
Inflation Rate 4.10%
GDP/Capita MVR 192,267
Average Monthly Salary MVR 9,000
Income Tax Rate 0.0%
Average Property Price MVR 1,500K
Unemployment Rate 3.0%

Loan Types Available

Personal Loans

Interest Rate 15.00% - 15.00%
Loan Amount MVR 10,000 - 1,200K
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Business Loans

Interest Rate 12.00% - 13.00%
Loan Amount MVR 50,000 - 30,000K
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Student Loans

Interest Rate 0.00% - 0.00%
Loan Amount MVR 0 - 0K
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Mortgage Loans

Interest Rate 6.00% - 10.00%
Loan Amount MVR 300,000 - 50,000K
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Auto Loans

Interest Rate 10.00% - 10.00%
Loan Amount MVR 50,000 - 5,000K
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General Requirements

Age Requirements

18 - 70 years

Residency

Not Required

Credit Score System

FICO

Minimum Down Payment

20.0%

Top Lenders

Maldives Islamic Bank

4.7
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Bank of Ceylon

4.5
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Maldives Finance and Leasing Company Pvt Ltd

3.8
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SME Development Finance Corporation

3.3
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Bank of Maldives

3.3
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Loan Calculator

Monthly Payment MVR 890
Total Cost MVR 10,680
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Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews